Personal loan

[Kemerut123456789]

Hi,

Nung 2020 hindi ko na nabayaran ang personal loan ko kasi nakapandemic. Good payer naman ako talaga. Laging may laman post dated checks ko kaso yung nga nagpandemic. Balak ko naman bayaran kaso wala nakontak sakin kasi nung tumawag ako sa bank nasa collection na raw. Then may na received akong demand letter, makasuhan ba ako ng bouncing checks case?

 

[8inchhotdog]

yes, estafa yan

 

[Kemerut123456789]

yes, estafa yan

Hindi kasi pasok sa estafa yan kasi ang estafa yung wala ka talagang intention na magbayad at all. Wala kang payments na gingawa

 

[8inchhotdog]

Hindi kasi pasok sa estafa yan kasi ang estafa yung wala ka talagang intention na magbayad at all. Wala kang payments na gingawa

Pagkakaalam ko basta bounced check eh estafa kaya iniiwasan ko mga yan.

Google mo din paps for more info or consult an attorney.

BP 22 is a law that specifically deals with the criminal offense of issuing bouncing checks. Under this law, any person who issues a check that is subsequently dishonored upon presentation due to insufficient funds, closed account, or other valid reasons, may be held liable for violating BP 22. The law serves as a deterrent against fraudulent practices involving checks and promotes financial accountability.

Penalties and Legal Implications:

Individuals found guilty of violating BP 22 may face both civil and criminal liabilities. The penalties for this offense include imprisonment and fines. The specific penalties may vary depending on the amount stated on the dishonored check. For instance, if the amount exceeds PHP 200,000, the offense is considered a non-bailable offense and may result in a longer prison sentence.

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[Masked Rider Black]

Uu pwede ka makasuhan ng paglabag sa Bouncing Checks Law. Ewan ko lang kung may legal standing na magkaso sa 'yo ang credit collections agency kasi ang bangko talaga ang original na pwede magkaso laban sa 'yo kasi kayo talaga ang may agreement at sa bangko nakapangalan yung mga tumalbog mong PDCs. Yun ang itanong mo sa abogado o i-gugel mo.

 

[Kemerut123456789]

Pagkakaalam ko basta bounced check eh estafa kaya iniiwasan ko mga yan.

Google mo din paps for more info or consult an attorney.


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Hindi parin pasok kasi nagbabayad nmn nagkataon na nag pandemic. Sabi dyan talagang walang payment na ginawa

 

[ImAnonymous]

Hindi parin pasok kasi nagbabayad nmn nagkataon na nag pandemic. Sabi dyan talagang walang payment na ginawa

Kahit na nagbayad ka pasok pa din yon tigas ng ulo mo