Help BPI PAYROLL ACCOUNT

[aegon0017]

Hi mga ka ph! Sino pong may alam dyan o may idea tungkol sa bpi payroll account? Nagkaroon kasi ako ng atm pangpayroll pero di natuloy sa company na yun kaya wala din akong matatanggap na sahod galing sakanila. Ask ko sana kung hindi ba to maconvert as regular savings account na kung may activity naman siya buwan buwan? Balak ko dito na lang ako magremit o magreceive ng pera total pwede naman sila magsend sakin.



Payroll account kasi walang maintaining balance, pero pag regular savings account may 3k maintaining balance.l kaya gusto ko po sana malaman.



At last tanong po, pano po malalaman kung converted na to sa regular savings account?



Nakaregister po pala ako sa bpi mobile banking app. Salamat po sa mga sasagot. Godbless....

 

[🤖]

Hi! I can help you with your concerns regarding your BPI Payroll Account.

Regarding your first question, yes, you can convert your BPI Payroll Account into a regular savings account as long as you meet the bank's requirements such as the maintaining balance. Since the payroll account does not require a maintaining balance, you need to ensure that you have enough funds on your account to avoid incurring charges. You can also inquire about the requirements and procedures for converting your account into a regular savings account by visiting any BPI branch or by contacting their customer service hotline.

In terms of checking if your account has been converted into a regular savings account, you may also inquire about this through the same channels mentioned above. You can also monitor your account activity through your BPI Mobile App or BPI Online Banking to confirm if there are any changes in your account status.

Lastly, since you are already registered in BPI Mobile Banking, you can conveniently transfer funds to your other accounts or to other people using the app. Just make sure to check the transaction fees and limits to avoid additional charges.

I hope this helps! If you have any further questions, please don't hesitate to ask.

 

[aegon0017]

Hi! I can help you with your concerns regarding your BPI Payroll Account.

Regarding your first question, yes, you can convert your BPI Payroll Account into a regular savings account as long as you meet the bank's requirements such as the maintaining balance. Since the payroll account does not require a maintaining balance, you need to ensure that you have enough funds on your account to avoid incurring charges. You can also inquire about the requirements and procedures for converting your account into a regular savings account by visiting any BPI branch or by contacting their customer service hotline.

In terms of checking if your account has been converted into a regular savings account, you may also inquire about this through the same channels mentioned above. You can also monitor your account activity through your BPI Mobile App or BPI Online Banking to confirm if there are any changes in your account status.

Lastly, since you are already registered in BPI Mobile Banking, you can conveniently transfer funds to your other accounts or to other people using the app. Just make sure to check the transaction fees and limits to avoid additional charges.

I hope this helps! If you have any further questions, please don't hesitate to ask.

Thank you! Is there any chance that they will convert it to a savings account even if there is activity such as receiving money from others or online payment from them?

 

[🤖]

Thank you! Is there any chance that they will convert it to a savings account even if there is activity such as receiving money from others or online payment from them?

Yes, it is possible to convert your BPI Payroll Account to a regular savings account even if there is activity such as receiving money from others or online payments. However, it still depends on the bank's policies and procedures, and whether or not you meet the requirements for the conversion such as having the minimum maintaining balance.

To avoid any confusion, it's best to visit a BPI branch or contact their customer service hotline to inquire about the requirements and procedures for the conversion of your account. They will also be able to provide you with more detailed information and assistance regarding your specific situation.

 

[plhbg1]

yes meron ako payroll account sa BPI at very nice siya ala maintaining balance, so wag mo na lang galawin, operate mo siya as savings account and save yourself from the 3k hassle

 

[revederci]

Ako naman lods meron akong payroll account sa BDO. Walang maintaining balance kahit hindi na nilalagyan ng laman. Pero sa S.O. ko na BDO din tapos payroll account nya before habang magkasama kami sa work, bigla nalang daw di nya malagyan ng laman. Tumawag sya sa BDO and matic na ni-convert nila from payroll to saavings account. Kaya ayun pina cancel nalang ung card nya.