Closed Paano po ba makapag ipon pahingi ng tips?

[pink_skies]

Save at least 10% of your paycheck every month. Just be disciplined enough not to spend it.

 

[pokerz]

kumuha ka na ng VUL. secured kapa at my investment pa

 

[armedandfab]

Save 10-20% money from your salary. Make it a habit.

 

[shewholovesthebeach]

Aside from saving money in the bank, you may grow your money through investment.

 

[Muirne]

Salary minus savings equals expenses.
And always isipin na mag sasave ka for something (dapat exact amount yung goal na isisave mo) Nag iipon ka kasi may gusto ka bibilhin na project example land. Kasi na momotivate ka mag ipon talaga kasi may goal ka na exact amount of money to obtain. And self discipline is very important.

 

[snogpie]

i-categorize mo yung mga items na bibilhin mo as needs vs wants. yung iba kaya mo namang mabuhay kahit hindi mo sya bilhin.

 

[shewholovesthebeach]

Salary minus savings equals expenses.
And always isipin na mag sasave ka for something (dapat exact amount yung goal na isisave mo) Nag iipon ka kasi may gusto ka bibilhin na project example land. Kasi na momotivate ka mag ipon talaga kasi may goal ka na exact amount of money to obtain. And self discipline is very important.

Perfect equation! Always prioritize savings over expenses. Minsan, yung iba, unnecessary expenses lang naman.

 

[shewholovesthebeach]

i-categorize mo yung mga items na bibilhin mo as needs vs wants. yung iba kaya mo namang mabuhay kahit hindi mo sya bilhin.

Or try living without the usual stuff you buy daily for like a month. And see for yourself how much you're going to save.

 

[pink_skies]

Be smart with your expenses. Discipline lang talaga in what you need vs what you want.

 

[M U L L E N]

wag bumili ng di mo naman kailangan, at kung bibili ka man isipin mo muna kung may alternatibo na bagay o pagkain na pwede kang makatipid.

Lagi kang magbaon para, di ka bili ng bili ng pagkain.

Magdala ka lang ng saktong pera sa araw araw na pag alis mo, trabaho man yan o school

 

[Mister M]

wag bibili ng hindi naman kaylanga, mag open ka ng bank account tas pag dumating na payroll
magtabi ka pang deposit, palagi mong iisipin na dapat may ma deposit ka,
hindi yong palagi kang kumakain, magtipid ka hehe

 

[PrinceszaNhie29]

Gusto mo maka-ipon? Sali ka po sa peso sense sa facebook. Hahaha mrami silang tips don

 

[KristanC]

10 20 70 rule
10% kay god and 20% savings mo and 70% sa mga needs

 

[Parabolic143]

Record mo ung spending habit mo, then review every month. Try reading mga financial books din para madagdagan ang kaalaman, I recommend "Rich dad, poor dad" by Robert Kiyosaki