refund

Refund anticipation loan (RAL) is a short-term consumer loan in the United States provided by a third party against an expected tax refund for the duration it takes the tax authority to pay the refund. The loan term was usually about two to three weeks, related to the time it took the U.S. Internal Revenue Service to deposit refunds in electronic accounts. The loans were designed to make the refund available in as little as 24 hours. They were secured by a taxpayer's expected tax refund, and designed to offer customers quicker access to funds.
The costs to the borrower could be significant compared to other lending and some consumer organizations warned consumers of the risk involved in this type of loan. They are a largely discontinued financial product and beginning with the 2013 tax filing season, they have been largely replaced with the similar refund anticipation checks (RAC), as well as a hodge podge of other financial products.RACs are temporary accounts which wait for the client's IRS tax refund, and which also provides a way for the client to pay for tax preparation out of the refund. Both financial products have similar fees and similar risks of third-party bank "cross-collection".
A similar process in Canada to a RAL is termed "tax rebate discounting".

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  1. X

    Hindi ba pwedi i refund? hahahaha

    Pwede ba? hahaha Hidden content
  2. N

    SEMRush No Refund Trial

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  3. K

    Help Help asap refund

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  4. P

    Help (Help) Gcash Amex Refund

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  5. P

    Help (HELP) About refund issue

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  6. M

    Help Shopee parcel at may refund pa

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  7. M

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  8. A

    Help About Apple Appstore Refund

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  9. D

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  10. D

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  11. C

    Help About refund trick

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  12. S

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  13. L

    Internet refund?

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  14. R

    Help Shopee Refund earphone?

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  15. S

    I want a refund!

  16. U

    Help Refund pldt

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  17. M

    Help Shopee Return / Refund

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  18. O

    Help NBI Clearance Refund

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  19. N

    Help Shopee Return / Refund

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  20. S

    Help Shopee refund question

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  21. K

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  22. X

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  23. D

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  24. T

    Closed Kung pwede lang....

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  25. J

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  26. B

    Closed Refund trick

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  27. A

    Closed Padelete nalang kung bawal yung mga ganitong topic!

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  28. P

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  29. C

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  30. N

    We do not allow trading or buy and sell topics.

    We do not allow trading or buy and sell topics.
  31. S

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  33. A

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    Closed Legacy of #forbidden# refund/cheat

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  40. S

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