earn extra cash

Earned wage access (EWA), can be referred to as instant pay, earned income access, accrued wage access, or on-demand pay. EWA is a financial service that provides employees access to a portion of their earned wages before the end of their payroll cycle.
Earned wage access technology can be implemented in various ways: funds can be automatically loaded onto a debit card, deposited via ACH onto a user's existing direct deposit, or cash picked up in person. With many providers, users can access their earned wages through a mobile app.Earned wage access providers have been positioned as an ethical solution to payday lenders, pawn loans, bank account overdraft, and credit card debt as EWA providers typically charge a small flat fee rather than interest.
In the United States, there were over 55 billion EWA transactions in 2020 with over $9.5 billion in earned wages facilitated. Employers increasingly offer EWA to attract and retain workers, where many large employers like Walmart, Amazon, and McDonald's offer EWA.

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